Pacific Northwest Real Estate

Helpful Housing Resources for Pacific Northwest Families

Home Affordable Mortgage Alternatives

In light of the rising number of property foreclosures in the United States, the government has expanded the Home Affordable Modification Program (HAMP) to include provisions and incentives for servicers to allow short sales or deeds-in

-lieu as positive options for eligible homeowners in default who wish to avoid foreclosure. The new program is called Home Affordable Foreclosure Alternatives (HAFA).

www.HafaProgram.com

Making Home Affordable

The Obama Administration’s Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.

www.MakingHomeAffordable.gov

Department of Housing and Urban Development

HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes: utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination; and transform the way HUD does business.

www.HUD.gov/foreclosure

HOPE NOW

HOPE NOW is an alliance between counselors, mortgage companies, investors, and other mortgage market participants. This alliance will maximize outreach efforts to homeowners in distress to help them stay in their homes and will create a unified, coordinated plan to reach and help as many homeowners as possible. The members of this alliance recognize that by working together, they will be more effective than by working independently.

www.HopeNow.com

Fannie Mae Loan Lookup

The Fannie Mae Loan Lookup enables mortgage borrowers to quickly determine if Fannie Mae owns their loan by providing a street address, unit, city, state, and ZIP code.

www.fanniemae.com/loanlookup/

Freddie Mac

The Freddie Mac Loan Lookup enables mortgage borrowers to quickly determine if Fannie Mae owns their loan by providing a street address, unit, city, state, and ZIP code.

ww3.freddiemac.com/corporate/

 

Local HUD-Approved Housing Counseling Agencies (in or near Whatcom, Skagit, Island, and San Juan Counties)
KULSHAN COMMUNITY LAND TRUST (Bellingham)
Phone: 360-671-5600

 

CLEARPOINT FINANCIAL SOLUTIONS, INC. (Everett)
Phone: 804-222-4660
Toll-free: 877-877-1995

 

HOUSING HOPE (Everett)
Phone: 425-347-6556 ext 230

 

HOMEWARD BOUND COMMUNITY LAND TRUST (Port Angeles)
Phone: 360-565-2068

 

CLEARPOINT FINANCIAL SOLUTIONS, INC. (Seattle)
Phone: 877-877-1995
Toll-free: 877-877-1995

 

EL CENTRO DE LA RAZA (Seattle)
Phone: 206-957-4639

 

HOMESIGHT (Seattle)
Phone: 206-723-4355
Toll-free: 888-749-4663

 

HOMESTEAD COMMUNITY LAND TRUST (Seattle)
Phone: 206-323-1227

 

INTERNATIONAL DISTRICT HOUSING ALLIANCE (Seattle)
Phone: 206-623-5132 ext 320

 

SOLID GROUND WASHINGTON (Seattle)
Phone: 206-694-6766 Toll-free: 866-297-4300

 

URBAN LEAGUE OF METROPOLITAN SEATTLE (Seattle)
Phone: 206-461-3697

 

WASHINGTON HOMEOWNERSHIP CENTER (Seattle)
Phone: 206-587-5641
Toll-free: 866-600-6466

 

WASHINGTON STATE HOUSING FINANCE COMMISSION (Seattle)
Phone: 206-287-4449
Toll-free: 800-767-4663

 

PARKVIEW SERVICES (Shoreline)
Phone: 206-542-6644 ext. 28

 

Nationwide HUD-Approved Counselors
Catholic Charities USA

 

Citizens' Housing and Planning Association, Inc.

 

HomeFree-USA

 

Homeownership Preservation Foundation

 

Mission of Peace Housing Counseling Agency

 

Money Management International, Inc.

 

National Council of La Raza

 

National Federation of Community Development Credit Unions

 

National Foundation for Credit Counseling

 

The National Urban League

 

NeighborWorks America

 

Neighborhood Assistance Corporation of America (NACA)

 

Rural Community Assistance Corp.

 

Structured Employment Economic Development Co.

 

***Susan Stecher is a Certified Distressed Property Expert - CDPE, Specialized Service Provider – FSSR, in Foreclosures, Short Sales and Bank-Owned Properties, a Short Sale & Foreclosure Resource – SFR and a Certified Short-Sale Professional – CSP. Call today for a confidential consultation to determine what your best options are to avoid foreclosure — call direct at (360) 319-4939, or toll-free at (888) 319-4939.

Direct: (360) 319-4939
Email Susan

Susan Stecher

Broker, CFP, CRS, CDPE, RFC, SRES, CHLMS, Realtor® Direct: (360) 319-4939
Phone: (888) 319-4939
Susan@RealEstatePacificNorthwest.com

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Photography & Information Courtesy of: Photography Magic, Lawliss Creative, Scherrer Photography, Jon Brunk Photography, Getty Images, iStock and the following Chambers of Commerce's and Visitor Bureau's from: Bellingham/Whatcom County, Birch Bay, Blaine, Bow, Everson-Nooksack, Ferndale, Mt. Baker Foothills, Point Roberts, Sumas, Anacortes, Burlington, Concrete, La Conner, Mount Vernon, Sedro-Woolley, Camano Island, Central Whidbey, Coupeville, Langley, The Greater Oak Harbor, San Juan Island, Lopez Island and Orcas Island.